Gina Tynes - Hocker Insurance

 

 

Permanent Life Insurance

 

 

 

 

When agents in the insurance industry refer to permanent life insurance that means life insurance that builds cash value.  There are different types of permanent life insurance policies.  All of the policies build cash value at the current rate of interest with a minimum guaranteed interest.  The different types of permanent insurance are:

 

1. Universal Life
2. Whole Life
3. Variable Life     

There are different product designs to meet different individual needs.  Permanent life insurance is designed to offer a level premium from the star to the end of the policy.  In addition to the level premium availability there is flexibility with some of the permanent products that allow you to borrow, make a partial withdrawal of cash value or adjust the premium. 

Stop by and see me so we can find the life product that best meets your needs.